Taxi Fleet Insurance


Have you got a taxi business which consists of a fleet of cabs? If so, you will know how challenging it can be to take out and renew individual policies for each and every one of your vehicles. Going through each taxi policy is time-consuming and takes a lot of your energy.


Why not consider a taxi fleet policy instead? With that type of policy, you’ll only need one policy for your entire fleet of cabs. When policy renewal is due, you’ll have a much easier time managing the insurance policies for your taxis. 


It doesn’t matter if you have a fleet of black cabs, minicabs, minibuses, or a mix of vehicles. We can help you find a taxi insurance policy that matches all of your needs and covers all of the vehicles in your fleet.


Running a taxi company can be very challenging. Taxi drivers often need to deal with various driving conditions and different types of passengers. As the owner of a taxi fleet, you’re probably already aware of all these challenges - and have to deal with them as they multiply. Taxis in your fleet are accumulating miles every hour and are exposed to many risks. It’s not only about insuring your taxi fleet, you also need to make sure that your drivers are medically fit and correctly badged.


It’s important that you find the right policy to match the volume and requirements of the vehicles which are part of your fleet.


taxi fleet in London

How to get a Taxi Fleet Insurance quote

To get a taxi fleet insurance quote, please get in touch with us and tell us what you need. We will be happy to prepare a personalised quote for you, which will take into account all of the factors and your requirements.

In general, taxi fleet insurance can include cover for three or more vehicles. We can arrange a mixed fleet policy where your fleet is composed of a mix of public and private hire vehicles. Policies can also include TPO, TPFT, and Comprehensive options. Finally, taxi fleet insurance may include any driver cover - however, that may be subject to age and experience of the driver.

Some of the most important benefits which come with taxi fleet insurance are cover for minibuses, MPVs, cars, private hire, and public hire vehicles. Our panel of insurers offer an experienced claims management service where their claims handlers will guide you through the process of making a claim.

Get in touch with our specialist team today - we can help you find cover that suits your individual taxi fleet insurance needs.


Types of vehicles we insure

We know that taxi fleets may be made up of many different types of vehicles, as a result the insurance policies we can arrange are prepared to handle such situations. Taxi Fleet insurance policies cover a broad range of vehicle types such as people carriers, saloons, hatchbacks, minibuses, and coaches.

Taxi fleet insurance policies can cover an unlimited number of vehicles subject to acceptance. However, if your fleet counts fewer than five vehicles, it may be best to insure them using our regular taxi insurance or minibus insurance policies, depending on the type of vehicles in question. 

If you have more than five vehicles in your fleet, a taxi fleet insurance policy is usually the better option. Give us a call and tell one of our friendly team more about your company. We can help you to find a policy to suit your business needs.


What areas do Taxi Fleet Insurance cover?

The taxi fleet insurance we can arrange covers businesses all over the United Kingdom, including the inner-city areas and rural areas. Unfortunately, there may be a few areas which are out of our reach (some of the most common examples among insurers include Northern Ireland and Jersey).


How can I keep my premiums low?

Taxi fleet insurance is no different to standard car insurance in this regard. It’s essential that your drivers drive with care and build a no-claims history. That’s how you’ll be able to find cheaper insurance premiums. Some insurers may offer you a discount for effective security measures such as CCTV cameras. Remember to always shop around and reach out to as many insurance companies as you can for quotes.


fleet of black taxi's in a line

What's the difference between Private Hire and Public Hire Insurance?

Private hire vehicles are vehicles that are more like minicabs and can't be hailed at a taxi rank or on the street. The only way a consumer can take advantage of them is by pre-booking.

Public hire vehicles, on the other hand, are vehicles we see on streets such as black cabs, hackney carriages, and others. They are licensed by the council to pick up fares on the street and at taxi ranks.

Insurers differentiate between these two categories because of the different levels of risks involved which can become a factor in calculating the insurance premium.


Get a Taxi Fleet Insurance Quote

To arrange a no obligation taxi fleet insurance quote please call our team on 0121 506 2391 today, or complete the request a call back form and we'll call you at a time that's convenient for you.

Taxi Fleet insurance can include:

  • Cover for 3 or more vehicles
  • Mixed fleet policies (this can be a mix of public & private hire vehicles)
  • TPO, TPFT and Comprehensive options available
  • Any driver cover (subject to age & experience)

Taxi Fleet Insurance policy benefits may include:

  • Cover for Minibus
  • Cover for MPVs
  • Cover for Car
  • Cover for private hire
  • Cover for public hire
  • 24hr claims management service
  • Pay in instalments
  • Mirror NCB from other insurance policies (terms and conditions apply, subject to meeting full acceptance criteria)
  • UK Based call centre

Call our specialist team today and let us help find the cover to suit your individual taxi fleet insurance needs.