Actual costs for taxi insurance will be based on individual circumstances. Here are some common factors an insurer may consider:
- Type of vehicle
- Location
- Frequency of use
- Driver history
- Level of cover required
Taxi Insurance designed for you
If you've been looking into options for insuring your taxi, whether black cab or private hire - we will work hard to find the right price for you.
Why choose us?
- Rates for public and private hire
- Low deposits and monthly payments available
- Discounts for DSA taxi test (with some insurers)
- Comprehensive, Third Party Fire & Theft and Third Party only cover available
- Public Liability and Employers’ liability
- UK based call centres
- 24hr claims line
Your Taxi cover may include:
- Protected No Claims Bonus available (subject to acceptable criteria)
- Cover for Minibus, Multi Purpose Vehicles and Car
- Cover for private and public hire taxi
- Mirror NCB from other insurance policies (terms and conditions apply, subject to meeting full acceptance criteria)
Optional extras:
- Breakdown Cover
- Windscreen Cover
- Replacement Vehicle Cover
- Public Liability Cover
We’ll compare quotes from a panel of insurers so you don’t need to
Policy types available
As well as the usual third party only, third party fire and theft and comprehensive options, the main choices are between a named driver policy, a policy-only deal or an all-driver policy.
Policy Only - A policy-only option might be cost effective, but if you own a fleet or need to add several drivers, an all-driver policy could give better value.
Named Driver - A named driver policy may suit individual drivers who only need cover for themselves and their vehicle.
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Frequently asked questions
Pick a vehicle from a lower car insurance group - When choosing your public hire taxis, always consider which insurance groups they fall into. If your vehicle is in a low insurance group, you may get to take advantage of lower premiums when purchasing insurance.
Drive safely - Avoid getting a conviction by following the rules of the road. Convictions can have a huge impact on your ability to get cheap taxi insurance. Even if you have committed a minor offence that was not related to driving, some insurers may refuse to offer cover.
Choose a higher excess - When it comes to taxi insurance, finding the right balance between coverage and cost can be a challenge. One option that many taxi owners consider is opting for higher excess, lower premium insurance.